Many of your life’s biggest decisions involve credit. Yes, you heard it right! Whether you want to buy a new home, get a new car or qualify for a better job, your credit score will impact all your financial choices. On top of that, if you are living in a big city like Washington, DC, you need a workable credit score.
So, when your credit score is of utmost importance, can you rely on DIY credit repair methods or wait for your credit score to become worse? If you don’t want to pay high-interest rates, high-security deposits, and forgo better credit card and housing deals, count on Second Chance Credit Restoration for reliable credit repair services. We will get your credit in order as easy as 1-2-3.
We will work tirelessly to increase your credit score by coordinating with three major credit reporting bureaus to ensure your credit score is as accurate as possible. If you are confused about why the interest rate on your credit or loan is high? Give us a call! We will address errors in your credit report that may be hurting your credit score.
Why your Credit Score Matters in Washington, DC?
The economical condition of Washington, DC is quite good. The average credit score is 715, which is almost equal to the average credit score of the country. However, Washington has the eighth-highest average debt to income ratio. As a result of the high debt level, it’s a challenge for people to qualify for a mortgage, given the low credit score.
If you plan to buy a house in Washington, DC, or looking for a car loan, have a look at the average credit score across Washington.
If your credit score is not within the stated range, we can help you out. Thinking how! We will clean your past, monitor your progress, and use our expertise to repair your credit.
1. Negotiate with your lenders in Washington to remove negative items.
2. Help improve your FICO score
3. Retrieve your credit report from the top three credit bureaus (Equifax, Experian, and TransUnion)
How Our Experts Can Help to Improve Your Credit Score?
Do you have little or no knowledge of a credit score? Is this the reason why you commit a credit mistake that results in loan rejection? Fret not; we’ll educate you about credit score how to improve them to enjoy the perks of a high credit score. We follow a well-structured credit repair process, wherein we analyze your credit report remove discrepancies and negative terms that may impact your credit score.
How Will We Repair Your Credit?
After obtaining your credit report, we will create a plan to target your questionable negative items that negatively affect your credit score. We will dispute and challenge the inaccurate items on your behalf. Our panel of experts is available 24/7 to assist you and answer your queries.
What Will You Get In Our Credit Repair Service?
We will submit an appeal for a credit report to the Equifax, Experian, and Trans Union credit bureaus to improve your credit score. We provide you with a comprehensive summary credit report, interact with a credit counselor about your credit score, and provide you with timely updates.
Why Should You Hire Us?
Frequently Asked Questions about Credit Repair
Is it worth paying someone to fix your credit?
Fixing credit on your own is time-consuming and may not always lead to desired results. That’s why it’s essential to hire experts who will remove errors from your credit report and give a needed to boost to your credits score.
Is credit repair legal in Washington, DC?
Yes, credit repair is legal in all 50 states. Also, our credit repair processes comply with all the federal guidelines and protect your right to dispute information in the credit report.
Do you guarantee a certain score improvement?
We offer a 100 % money-back guarantee if you don’t receive the desired results. We are a credit repair company with integrity and experience with consumer, business, and mortgage credit and will help you out at each step.
How much time will it take to improve credit?
After an initial consultation, we will create a customized plan to restore your credit. The average time to increase credit score is up to 60 points in six months.