• Philadelphia

    Let’s improve your credit score together.

    “Why my credit score went down?” – If that question is in your mind, then you are in the right place to find the answer of it. There can be multiple reasons behind it. For instance, you might have missed or late payments, recently applied for a loan or new credit card, higher credit utilization, closed a debit card, inaccurate information on your credit report and more!

    The term “bad credit” only justifies that it will have many negative repercussions. Paying bills after the due date and poor borrowing habits can affect your credit. As a result, it will be tough for you to get car and home loans, to qualify for credit card accounts, and more.

    Fortunately, we, Second Chance Credit Restoration, can help you to regain a good credit score. We are one of the most reliable and experienced credit repair experts in Philadelphia. Dial (800)-652-1903 today!

    An Insight into Credit Score History in Philadelphia

    The average credit score in America is 716. In 2021, Minnesota held the first position with 724, Vermont stood second at 721, while Massachusetts achieved the third position with 720 VantageScore. Unfortunately, Philadelphia was out of the race because of low credit score 708. That means people must have to improve their credit. We, at Second Chance Credit Restoration, can be of great assistance in this regard. Our highly experienced and talented experts can help you in:

    How Will We Improve Your Credit Score in

    You are not sure how a credit score is calculated, how soon you will see improvements, and if you can even improve your credit score? There are many things you don’t know about credit repair. We will answer all your questions and improve your creditworthiness through our well-designed and transparent credit repair process.

    How we will repair your credit:

    We will submit a custom dispute letter on your behalf, access your case status and provide updated information. We offer a free consultation and credit analysis. Our experienced team will work personally with you throughout the process. We are available for any query 24 hours and 7 days a week.

    What you will get in our credit repair service:

    We help improve your credit score and send a request to the credit bureaus Equifax, Experian, and Trans Union for your credit report. In addition, we provide you with a summary report, talk with a credit consultant about your reports, and give you frequent updates.

     Why Should You Hire Us?

    Frequently Asked Questions about Credit Repair

    Is credit repair legal in Philadelphia?

    The answer is yes. There are various consumer laws to protect you from illegal negative information on the credit report; our professionals work according to the government guidelines and help you better understand your rights.

    Is it worth paying someone to fix your credit?

    Fixing credit on your own is time-consuming and may not always lead to desired results. That’s why it’s essential to hire experts who will remove errors from your credit report and give a needed boost to your credit score.

    Do you guarantee a certain score improvement?

    If you don’t receive the desired results, we will give you a 100% money-back guarantee. We are a credit repair company with integrity and experience with consumer, business, and mortgage credit. We will help you out with each step.

    How much time will it take to improve credit?

    After an initial consultation, we will create a customized plan to restore your credit. The average time to increase credit score is up to 60 points in six months.

  • We Guarantee Results in 90 Days Or Your Money Back!

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