• Savannah, Georgia

    Let’s improve your credit score together.

     

    Is your credit in bad shape? Are you unable to buy your dream home in Savannah, Georgia, because of your low credit score?  Fret not; Second Chance Credit Restoration is your local credit repair firm that will help you get back on track financially. We will remove inaccuracies from your credit report, negative disputes, fix and rebuild your credit score.

    Savannah is an ideal place to live and work, so why are many residents still living in rented homes? It’s because one major obstacle in buying a home is the low credit score.  Your credit score determines whether you qualify for a mortgage and impacts the interest rate. If you are facing the same problem, get in touch with us to actively fix your credit score and buy the home of your choice.

    Don’t wait any more to fix your credit? Call us for proven results! We have helped thousands of clients in Savannah in removing inaccurate and negative items from their credit reports.  Repair your credit to get your dream house, car, apartment, or the credit card you truly deserve!

    A Little Insight into Credit Score in Savannah

    The average credit score in the United States, according to FICO, is 716. But, if you live in Savannah, Georgia, and are all set to apply for a loan, your credit score must be at least 674.  Also, you must be aware of the utilization rate as a value above 10 percent can have a negative impact on your credit.  If the utilization rate increases, you will find it difficult to get mortgages or even car loans.  This is where we will help you by removing incorrect and negative items from your credit report that may cost you.

    Have you experienced loan denials because of your low credit score? Does your credit score fall within the range of 500 to 580? If so, with our credit repair services, you will see a quick boost in your credits score. We will help you in:


    How will we improve your credit score?

    There are a lot of things you don’t know about credit repair. You are not sure how a credit score is calculated, how soon you will see improvements, and if you are even able to improve your credit score?  We will answer all your questions and improve your creditworthiness through our well-designed and transparent credit repair process. So, let’s start!

    How we will repair your credit?

    We offer a free consultation and credit analysis. Our experienced team will work personally with you throughout the process. We will submit a custom dispute letter on your behalf, access your case status and provide updated information. We are available for any query 24 hours and 7 days a week.

    What you will get in our credit repair service?

    We assist in improving your credit score and send a request to the credit bureaus Equifax, Experian, and Trans Union for your credit report. Provide you a summary report, talk with a credit consultant about your reports and give you frequent updates.

     Why you should hire us:


    Frequently Asked Questions about Credit Repair

    Is credit repair legal in Georgia?

    Yes, everything we do for credit repair is according to the state’s law. There are multiple consumer laws, like Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and HIPPA laws, to protect you from illegal negative information on the credit report; our experts work according to the government guidelines and help you better understand your rights.

    Is it worth paying someone to fix your credit?

    Fixing credit on your own is time-consuming and may not always lead to desired results. That’s why it’s essential to hire experts who will remove errors from your credit report and give a needed to boost to your credits score.

    Do you guarantee a certain score improvement?

    We offer a 100 % money-back guarantee if you don’t receive the desired results. We are a credit repair company with integrity and experience with consumer, business, and mortgage credit. We will help you out at each step.

    How much time will it take to improve credit?

    After an initial consultation, we will create a customized plan to restore your credit. The average time to increase credit score is up to 60 points in six months.

  • We Guarantee Results in 90 Days Or Your Money Back!

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