Are you sick and tired of searching the internet for reliable and cost-effective credit repair service in Jacksonville, Florida? You have found the best option in Second Chance Credit Restoration company. Our team has developed a step-by-step process to get rid of negative marks inaccurate information in the credit report and help repair and build your credit.
We know the pitfalls of having bad credit, like the high-interest rate on your mortgage loan or credit card, increased insurance premiums and denied loan applications. If you have been facing the same problem, we will restore your credit score and help you with the debt settlement needs in Jacksonville, Florida. With us, you no longer will have to defer your big investments; you can buy the car or home you want.
So, why wait? Call our credit repair specialist and get a free consultation for credit repair in Jacksonville, Florida.
A Quick Guide into Credit Score of Jacksonville, Florida
Jacksonville, Florida, one of the largest metropolitan areas in the nation, is popular throughout the globe for its attractive nature trails, budding music, and art scene. The place is in the midst of economic booms, but residents of the area are battling with poor credit scores with an average credit score of 650. The credit score of Jacksonville residents are slightly better than Daytona Beach at 627 and Orlando at 644. Florida has the 5th highest debt load in the US. In Florida, creditors use a FICO scoring system to determine the credit risk. Also, the credit score is calculated based on the credit history, payment history debt ratio, and the type of credit mix you have. The information will result in a three-digit number that will range from 300 to 800.
Did you recently receive a loan rejection for your new home in Jacksonville, Florida? Did your financial health spiral downwards because of a low credit score? If so, it’s time to bid farewell to DIY credit repair and count on our expert professionals for a personalized credit repair solution designed to meet your debt settlement needs.
How Will We Improve Your Credit Score?
Did you make financial errors when you were young? Or, maybe you met an unexpected circumstance like a medical emergency that left you with a stack of bills you couldn’t pay? Fret not! We will take the burden off your shoulders and help you gain full control over your finances. If you need credit repair or dispute removal services to get back on track, give us a call!
How we will repair your credit?
We offer a free consultation and credit analysis. Our experienced team will work personally with you throughout the process and negotiate with your lenders in Jacksonville to remove negative items. We will submit a custom dispute letter on your behalf, access your case status, provide updated information and help to improve your FICO score. We are available for any query 24 hours and 7 days a week.
What you will get in our credit repair service?
Our experts will collect your records from the three main reporting agencies, Equifax, TransUnion, and Experian, to identify errors and inaccuracies on your reports that damage your credit score. For Jacksonville, FL residents, this information will help restore their financial health. We will also provide you a summary report, talk with a credit consultant about your reports and provide you frequent updates.
Why you should hire us:
Frequently Asked Questions about Credit Repair
Is credit repair legal in Florida?
Yes, credit repair is legal in Florida, and we comply with the rules and regulations governing credit repair in Florida. There are multiple consumer laws, like Fair Credit Reporting Act (FCRA), Fair Debt Collection Practices Act (FDCPA), and HIPPA laws, to protect you from illegal negative information on the credit report. Our experts work according to the government guidelines and help you better understand your rights.
How much time will it take to improve credit?
After an initial consultation, we will create a customized plan to restore your credit. The average time it takes to increase credit score is up to 60 points in six months.
Do you guarantee a certain score improvement?
We offer a 100 % money-back guarantee if you don’t receive the desired results. We are a credit repair company with integrity and experience with consumer, business, and mortgage credit. We will help you out at each step.
Is it worth paying someone to fix your credit?
Fixing credit on your own is time-consuming and may not always lead to desired results. That’s why it’s essential to hire experts who will remove errors from your credit report and give a needed to boost to your credit score.