Do you dream of owning a home in Baltimore, Maryland but have some credit mistakes in the past?
Are you reluctant to apply for a home loan because of poor credit? Second Chance Credit Restoration, your reliable local credit repair company, will set you on the right path to home ownership. We offer state-of-the-art credit repair services with guidance and answers to your credit problems. We have years of experience in helping people rebuild their credit and purchase their dream home.
We have helped thousands of clients in Maryland and will continue to fight for a fair and accurate credit report for all. We have seen millions of unfair, inaccurate, and unsubstantiated negative terms in our client’s credit report. And as a trusted credit repair company, we will help you encounter every credit problem from bankruptcies, tax liens, late payments, collections, and more.
Don’t wait any longer; you deserve a second chance at credit. Call us today to improve your credit score!
What’s your Credit Costing you in Baltimore, Maryland?
If you live in Baltimore, you will be familiar with the charms of the port town. Located near the Chesapeake Bay, Baltimore is known for its diverse neighborhoods but can be hard on your wallet, with the cost of living 11 percent higher than the national average. Also, Maryland has a 2.3 percent mortgage delinquency rate which is four percent above the average mortgage and tenth-highest average debt to income ratio.
If you want to settle in the charming city and obtain a great mortgage rate, you must have a good credit score. According to FICO, the average credit score in Maryland is 698, with Baltimore having 621 and Silver Spring 687 credit scores, respectively. If your credit score doesn’t fall in this range, we will take the necessary steps to give a boost to your credit score like:
How Our Experts Can Help to Improve Your Credit Score?
Our analysts are the best in the industry. We will analyze all credit reports from Experian, Equifax, and TransUnion. Each report provides unique information and insight into your credit history. After analyzing the report, we will look for the discrepancies and remove incorrect negative terms that may impact your credit score. If needed, we will submit dispute letters, and eventually, you will see an increase in your credit score.
How will we repair your credit?
After obtaining your credit report, we will create a plan to target your questionable negative items that negatively affect your credit score. We will dispute and challenge the inaccurate items on your behalf. Our panel of experts is available 24/7 to assist you and answer your queries.
What you will get in our credit repair service?
To improve your credit score, we will send a request to the credit bureaus Equifax, Experian, and Trans Union for your credit report. After assessing the report, we will find the errors, correct them and send a summary report. We also interact with a credit consultant about your damaged score and provide you with regular updates.
Why you should hire us:
Frequently Asked Questions about Credit Repair
Is credit repair legal in Maryland?
Yes, everything we do for credit repair is according to the state’s law. There is a federal law that guarantees consumers the right to dispute information in their credit reports and correct them to enjoy good credit score benefits. We comply with all the state guidelines to improve your credit while protecting your rights.
Do you guarantee a certain score improvement?
We offer a 100 % money-back guarantee if you don’t receive the desired results. We are a credit repair company with integrity and experience with consumer, business, and mortgage credit. We will help you out at each step.
How much time will it take to improve credit?
After an initial consultation, we will create a customized plan to restore your credit. The average time to increase credit score is up to 60 points in six months.
Is it worth paying someone to fix your credit?
Fixing credit on your own is time-consuming and may not always lead to desired results. That’s why it’s essential to hire experts who will remove errors from your credit report and give a needed to boost to your credit score.